Brokerage/Professional Lines	Artisan Contractor Program Restaurant/Bar/Tavern Program  Residential General Contractor Program Vacant Property-Online Quoting
	Earthquake/DIC
	Personal Lines
	Pollution
	Property & Casualty
	Surety Bonds
	Transportation
	Yachts

Specific forms and additional information regarding each offering may be found in our Applications and Forms section.

Brokerage/Professional Lines

Line of Business	Target Classes	Special Notes
Contractors GL and Umbrella	ALL General and Artisan Contractors, including residential (including multifamily) general contractors, framers, roofers, street & road, fire sprinkler and others.	All companies are rated A- or better. Occurrence form usually ISO based. Primary limits of 1/2/1 are available in most cases. Wrap and Project Specific Policies available. Umbrella or excess limits of $5 million or higher are available.
Manufacturers & Distributors GL and Umbrella	All industrial and consumer products, including some medical products. Importer and Exporters	All companies are rated A- or better. Occ. & Claims-Made. Primary limits of 1/2/2 are available in most cases. Umbrella limits of $5 million are available.
Casualty Premises GL and Umbrella	Habitational, LRO, Restaurants/Bars (incl liquor liability, Vacant Properties	All companies are rated A- or better. Primary limits of 1/2/2 are available in most cases. Umbrella limits of $5 million are available.
Casualty- Miscellaneous	Equipment Rental, Security Patrols and Detective Agencies, Alarm Installation and Monitoring	All companies are rated A- or better. Primary limits of 1/2/2 are available in most cases. Umbrella limits of $5 million are available.
Casualty-Allied Medical-GL & E&O	Acupuncture, Adoption/Foster Placement, Alcohol & Drug rehab, Ambulance/Non-Emergency Transport, Counselors & Consulting Facilities, Home Health Care/Nurse Staffing, Medical Imaging, Nanny Placement, Nursing and Group homes, Physical/Occupational Therapy, other for and non-profit social services	All companies are rated A- or better. Occurrence and Claims -made forms available. Abuse and Molestation available in most cases. Primary limits of 1/2/2 are available in most cases. Higher limit are available on case by case basis.
Errors & Omissions D&O	A&E, Advertising/Marketing Agencies, Appraisers, Attorneys, Business Consultants (non-financial) Computer Consultants, Insurance Agents, Mortgage Brokers, Real Estate Agents, Temporary Staffing Title Agents, Travel Agencies, Trustees & Misc E&O. For D&O both for private profit and non-profit forms are available.	Claims-made forms in most cases. Limits up $5,000,000 available. Higher limits can be obtained on a case by case basis.
Employment Practices Liability	Hospitality, Retail, Construction, Manufacturing, and Municipality	All companies are rated A- or better. Claims-made form with defense inside the limit.
Environmental	Contractors (environmental and non-environmental) Environmental Consultants Site Specific Cost Cap.	All companies are rated A- or better. Occurrence or Claims-made form Mold coverage available. Combination GL/Poll/Prof
Commercial Property	COC/Vacant Properties Habitational, Mercantile, Industrial, Municipal and Warehouse.	All companies are rated A or better. Basic, Broad, and Special form available. Primary or Excess limit available.

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Earthquake and Difference In Conditions[DIC]

In addition to our general market products, Griffin Underwriting Services offers an array of quality products to help us meet the insurance needs of the widest breadth of prospects. These include earthquake and DIC policies written on buildings of most any age or construction type.

Recently, we've seen a 50% increase in organizations seeking earthquake and DIC coverage. As an add-on to homeowner policies, we offer these solutions.

• Coverage written on a monoline basis
• Low minimum policy premium at $358.40
• Written on direct bill basis, if desired
• Deductibles from 5% to 20%
• In-house authority up to $9.5 million; 7.5 million for DIC

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Personal Lines


Homes & Dwellings - We represent several markets for these risks. If the Dwelling has deficiencies, we can exclude the problem are, such as wind and hail damage to a poor roof or an outbuilding, and still provide the coverage required by the Mortgage Carrier. In addition, Griffin Underwriting has the ability to write high-valued Dwellings. 

Mobile Home - Our facility is ideal for older rental mobile homes.   

Modular Home - If set on a permanent foundation we have your market.

Vacancies - We can write a 3, 6, 9 or 12 month policy. There is a wide range of programs available from DP-1 to DP-3.  DP-1 can be quoted online.

C.O.C. & Renovations - 3, 6, 9 or 12 month policies can be issued. Liability can be purchased when a copy of the contractors certificate of insurance is included.

Renters Insurance - Specifically for contents in Apartments, Houses, Duplex or Triplex, Condominium or Mobile Homes. Personal Liability can be added. Pricing is very reasonable. Written on either Basic or Special form.

Personal Umbrellas - We have excellent "stand Alone" Personal Umbrella facilities for both standard and non-standard risks. They are ideal where the primary Auto and Homeowners coverage are in different markets. In many cases limits to $10 million are available. We can also do up to $10 million in Excess Umbrellas.

Farm & Ranch - Admitted market coverage available

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Pollution

STORAGE TANKS: The Spokane office of Griffin Underwriting Services is headed by Michele Williams and focuses on state-mandated Storage Tank Pollution Coverage. Michele has several years insurance expertise and has specialized in Pollution Liability for the past eight years. Our Storage Tank Program offers competitive pricing, broad form coverage, and outstanding claims service. Michele is dedicated to offering the best customer service in the Northwest. Contact Michele at: 509.466.8700.  

Target Classes:
Service Stations
Auto Dealers
Garages
Convenience Stores
Counties
School Districts
Any risk with an underground tank

Limits:
Up to $1,000,000 per release

Optional Coverage:
Business Interruption
Tank Repair or Replace
Loading or Unloading Coverage

Want more information about this coverage?  http://www.plia.wa.gov/UST/reinsurance.htm 

ENVIRONMENTAL LIABILITY: For all your other pollution coverage needs, either Jonica Paladeni in our Portland office, or Ed Bolin and Robin Goldman in our Brokerage Dept. in Bellevue have you covered.  We have a variety of markets writing Contractor Pollution Liability, Site Pollution, Marine Pollution, and Pollution Consultants' Professional E&O coverage.  Contact our seasoned staff for more details on our Environmental Liability capabilities.

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Property & Casualty

The Property & Casualty Department at Griffin Underwriting Services has many markets to help you place your challenging commercial risks that do not fit into a preferred carrier. We understand that price is important but that service and value are the true reasons behind success in this industry. For these reasons we have several carriers that provide coverage for Artisan Contractors, Alarm Installers, Amusement Devices, Apartments, Bars/Restaurants/Taverns, Beauty Shops, Bed & Breakfasts, Builder's Risk, Churches, Condo/Homeowners Associations, Convenience Stores, Day Care Centers, Detective/Security & Patrol Agencies, Excess/Umbrella, Exercise & Health Studios, Exterminators, Hotels/Motels, Inland Marine, Lessor's Risk, Liquor Liability, Mercantile, Mobile Home Parks, OCP, Outfitters & Guides, Recycling Centers, Residential & Commercial General Contractors, Sports Camps, Special Events, Swim Clubs and Temporary Employment Agencies. Often times coverage for these classes can include Errors & Omissions, Sexual & Physical Abuse, Care, Custody & Control and Lost Key Coverage.

We also realize that not all of your business fits into one of the categories listed above. As such, we have experienced underwriters that are willing to help determine how to best classify, rate and quote your other hard to place risks.

By providing a high level of service and a variety of market choice Griffin Underwriting Services wants to be your General Agent of choice for your challenging risks and to gain your confidence so that you will place business with us again & again.

       Artisan Contractors:

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Surety Bonds

You have already come to know Griffin for our great Artisan and General Contractor markets, but now we want to be your ONE -STOP- SHOP ! Why not have one General Agent for both the GL and the Contractor License Bond?  

Ø       Same Day Underwriting and Bond Issuance  
        In most cases, only 2 hours!

Ø       Competitive Pricing and Commissions

Ø       Knowledgeable staff with 10 plus years of bonding experience

Ø       Ability to place a wide range of applicants; standard to poor credit.

Some of you will only need us for that hard to place Contractors License Bond while others will need a full service Surety. Whatever your need, you can be assured that you’ll receive the high level of attention to detail and service you have come to expect from Griffin.

TARGET CLASSES:

Contractors License Bond – Washington, Oregon and Alaska
  Contractors License Bond Preliminary Application

Producer Bond – Washington
   Producer Bond Application
  Personal and Business Financials (if requesting a bond for more than $25,000)
  Bond amount is determined by calculating 5% of the previous year's 
   total brokered Admitted premiums.
  Sample bond viewable here

Motor Vehicle Dealer Bond – Washington, Oregon and Alaska
   GUS Miscellaneous Surety Application
  Personal and Business Financials 
   (please separate Corp./LLC and Personal financials onto 2 separate documents)
  Resume
  Copy of State required Bond Form

Miscellaneous Permit/License Bond – Washington, Oregon and Alaska
  GUS Miscellaneous Surety Application – requires all indemnitors' 
   (including spouse), vital information
  Copy of the Permit or License Requirements for the need bond
  Confirm Obligee Address
  Copy of the Permit or License BOND FORM required for execution
  Bonds over $10,000 Amount – require Personal & Business Financials
   (please separate Corp./LLC and Personal financials onto 2 separate documents)

Contact GUS Underwriter(s) for additional bonds and their requirements.

Transportation

Our Transportation/ Commercial Auto department is ready to assist you with your Commercial Auto & Garage needs. We have markets for your Long, Intermediate and Short Haul Truckers. We also write Log Trucks, Dump Trucks, Tow Trucks, Public Auto, smaller Commercial Auto, Motor Truck Cargo and Taxis outside the Greater Seattle Metro Area. Dealer and Service Garage accounts are also very popular. In addition, we can also help with your Excess Commercial Auto and Truckers General Liability accounts.

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Yachts

Griffin Underwriting is proud to announce it has added Marine Insurance to its growing product portfolio.  Our new Yacht facility is intended for pleasure crafts from 26’ to 70’ in size and up to $2,000,000 in value.  Coverage is secured in an AM Best ‘A’ rated carrier.  Territory may include Washington, Oregon, British Columbia and parts of Alaska.   

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