OUR PRODUCTS

Even in the E&S market, not all risks fit in nicely into our regular Commercial P&C department. To accommodate the wide range of risks we review, our Brokerage Department has access to over 100 specialty markets. Our Brokerage staff has the expertise needed to navigate the complex maze of markets and their varying requirements. No matter what the risk, chances are that our experienced staff has seen it before. So bring us your General or Artisan Contractors needing Wrap policies, Manufacturers & Distributors, Medical GL, High Value Property, Aviation, Environmental risk, or nearly any risk which leaves you at a loss of where to begin. Let Griffin be your broker.

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The Property & Casualty Department at Griffin Underwriting Services has many markets to help you place your challenging commercial risks. We understand that price is important but that service and value are the true reasons behind success in this industry. For these reasons we have several carriers that provide coverage for:

Artisan Contractors Alarm Installers Amusement Devices Apartments Bars/Restaurants/Taverns Beauty Shops Bed & Breakfasts Builder's Risk Churches Condo/Homeowners Associations Convenience Stores

Day Care Centers Detective/Security & Patrol Agencies Excess/Umbrella Exercise & Health Studios Exterminators Hotels/Motels Inland Marine Lessor's Risk Liquor Liability Mercantile Mobile Home Parks

Owners & Contractors Protective (OCP) Outfitters & Guides Recycling Centers General Contractors - Residential General Contractors - Commercial Sports Camps Special Events Swim Clubs Temporary Employment Agencies Vacant Property/Buildings And Many More!!!

Oftentimes coverage for these classes can include Errors & Omissions, Sexual & Physical Abuse, Care, Custody & Control and Lost Key Coverage.

We also realize that not all of your business fits into one of the categories listed above. As such, we have experienced underwriters that are willing to help determine how to best classify, rate and quote your other hard to place risks.

By providing a high level of service and a variety of market choice Griffin Underwriting Services wants to be your General Agent of choice for your challenging risks and to gain your confidence so that you will place business with us again & again.

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One of our most popular coverages in recent years has been Earthquake and Difference In Conditions [DIC]. One of the many hard-learned lessons taught by Hurricane Katrina was that flood is usually not covered in a standard homeowner's policy. Whether your risk is Commercial or Residential - earthquake, flood, and landslide are very real concerns. Griffin Underwriting Services offers three quality products with our London-based carriers to address those insurance needs:

• Earthquake
• Earth Movement (Earthquake/Landslide)
• Difference In Conditions (Earthquake/Flood/Landslide)

We also have access to stand-alone Flood coverage thru the National Flood Program.

Coverage is written through non-admitted markets, and just like most other markets, our markets will place a moratorium on binding coverage in certain at-risk areas when a disaster is looming. So don't delay! Obtain earthquake or earthquake, flood, and landslide coverage when the time is right!

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Griffin Underwriting's Personal Lines Department offers Homeowner and Dwelling Fire policies for a wide range of structure types, occupancies, and protection classes. We can find a market for almost any risk, and we can customize the policy to meet your client's needs. So if you're having trouble placing certain clients, let our underwriters see what we can do:

Homeowners: HO3, HO8 Dwelling Fire: DP3, DP1 Condo Owners: HO6 Renters Coverage: HO4 Vacancies Seasonal/Secondary Homes Course of Construction/Renovation

Farm & Ranch High Value Homes Log Homes Floating Homes Mobile/Modular Homes Stand-alone Liability (Personal or Premises)

Knob & Tube Wiring Hobby Farms In-Home Business Multiple Claims Scheduled Items Multi-Family (up to 4)

In addition to homes, we can also write Personal Umbrella for that added coverage to keep your family and finances safe in today's increasingly litigious society. Or if you have unique special items for which you'd like specific coverage, a Personal Inland Marine policy might be a good choice.

For your added convenience, the majority of our Personal Lines products are also available to quote and bind online, 24/7.

If you are looking for Personal Lines coverage for Earthquake/Flood/Landslide(D.I.C) or for Yachts, those coverages are available under their own department heading.

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STORAGE TANKS:
The Spokane office of Griffin Underwriting Services focuses on state-mandated Storage Tank Pollution Liability Coverage. The program underwriter, Michele Williams, has several years of insurance expertise and has specialized in Pollution Liability for the last decade. Our Storage Tank Program offers competitive pricing, broad form coverage, and outstanding claims service. Michele is dedicated to offering the best customer service in the Northwest.

Want more information about this coverage? Please contact Michele Williams directly at 877.922.8700 or visit WA state's website: http://www.plia.wa.gov/UST/reinsurance.htm

ENVIRONMENTAL LIABILITY:
For all your other pollution coverage needs, either Jonica Paladeni in our Portland office, or Ed Bolin and Robin Goldman in our Brokerage Dept. in Bellevue have you covered. We have a variety of markets writing Contractor Pollution Liability, Site Pollution, Marine Pollution, and Pollution Consultants' Professional E&O coverage. Contact our seasoned staff for more details on our Environmental Liability capabilities.

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Our Professional Lines department encompasses coverages that are sometimes overlooked, but are crucial to the safe operation of any company: Errors & Omissions, Directors & Officers, and Employment Practices Liability. Anyone providing a service or any type of professional opinion should really have an E&O policy in place. Similarly, any organization or company (be it non-profit or for-profit) should have D&O coverage to protect its members, volunteers, or officers. And finally, all companies with employees should invest in EPLI, as it covers the legal fees associated with the many various forms of litigation that can arise from unfortunate employer/employee relations.

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Specializing in hard-to-place or poor credit license bonds, Griffin's quickly growing bond department is a testament to our dedication to providing quick, quality service. You're already familiar with our great Artisan and General Contractor markets, so why not make us your One-Stop-Contractor-Shop?

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Our Transportation/Commercial Auto department is ready to assist you with your Commercial Auto & Garage needs. We have markets for your Long, Intermediate and Short Haul Truckers. We also write Log Trucks, Dump Trucks, Tow Trucks, Public Auto, smaller Commercial Auto, Motor Truck Cargo and Taxis outside the Greater Seattle Metro Area. Dealer and Service Garage accounts are also very popular. In addition, we can also help with your Excess Commercial Auto and Truckers General Liability accounts.

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Being based in the Pacific Northwest, many of our customers obviously deal with Marine risks, and as such, Griffin is poised to help. Whether you need Protection & Indemnity, Hull Coverage, GL coverage for marine contractors, Ocean Cargo, or coverage for a personal yacht, we’ve got markets to assist you.

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